HDFC FD Interest Rates
Competitive rates for your fixed deposits
2.75% - 7.0%
Interest rates
7 days - 10 Years
Time Period
5,000 - No Limit
Min - Max amount
QUARTERLY
Compounding
HDFC FD Rates
Competitive interest rates for fixed deposits
Senior Citizen
Best Rate
6.5%
Best Tenure
3 Years 1 Day - 4 Years 7 Months
Min. Rate
2.75%
| Tenure Period | Interest Rate (p.a.) |
|---|---|
| 7 - 29 Days | 2.75% |
| 30 - 45 Days | 3.25% |
| 61 - 89 Days | 4.25% |
| 6 Months 1 Days - 9 Months | 5.5% |
| 1 Year - 15 Months | 6.25% |
| 15 Months - 18 Months | 6.35% |
| 18 Months - 21 Months | 6.45% |
| 2 Years 1 Day - 2 Year 11 Months | 6.45% |
| 2 Years 11 Months - 35 Months | 6.45% |
| 3 Years 1 Day - 4 Years 7 MonthsBEST RATE | 6.5% |
| 4 Year 7 Months 1 Day - 5 Years | 6.4% |
| 5 Years 1 Day - 10 Years | 6.15% |
Interest rates are subject to change. Please verify current rates with HDFC before making any investment decisions. Last updated on May 14, 2026.
HDFC FD Interest Rates
Competitive rates for your fixed deposits
- HDFC FD tenures range from 7 days to 10 years.
- The minimum deposit amount needed to open an FD in HDFC is Rs 5000.
- Senior citizens can avail of a 0.50% extra HDFC FD interest rate.
- Auto-renewal facility is available on the deposit.
- TDS is deducted at the prevalent rate if Form 15G/15H is not submitted.
Fixed Deposit Comparison
Compare features and find the best FD rates for your investment
| Features | Suryoday Bank | HDFC Bank |
|---|---|---|
| Interest Rate | 8.25%p.a. | 7%p.a. |
| Minimum Deposit | ₹ 1000 | ₹ 5000 |
| Instant Booking | Available | Not Available |
| Book FD Without Bank Account | Available | Not Available |
| RBI Insurance | Insured up to ₹5L | Insured up to ₹5L |
Top 15 Banks by Interest Rate
Compare FD rates across different banks
Senior Citizen
| Bank | General Interest | Tenure |
|---|---|---|
 Suryoday | 8.1% | 2 Years 6 Months |
 Utkarsh | 8.1% | 1 Year 10 Months |
 Slice (formerly Northeast) | 7.8% | 1 Year 10 Months |
 Shivalik | 7.8% | 1 Year 10 Months |
 Unity | 7.5% | 1 Year |
 Bandhan | 7.25% | 2 Years |
 DCB | 7.25% | 2 Years |
 AU | 7.25% | 30 Months |
 RBL | 7.2% | 18 Months |
 IndusInd | 7% | 1 Year 6 Months |
 KOTAK | 6.8% | 2 Years |
 SBI | 6.6% | 444 Days |
| HDFC | 6.5% | 3 Years |
 ICICI | 6.5% | 3 Years 1 Day |
 AXIS | 6.45% | 5 Years |
Interest rates are subject to change. Please verify current rates with banks before making any investment decisions. Last updated on May 14, 2026.
FAQs
Frequently Asked Questions