HDFC FD Interest Rates
3.0% - 7.90%
Interest rates
7 days - 10 Years
Time Period
5,000 - No Limit
Min. - Max amount
QUARTERLY
Compounding
HDFC FD Rates
| Tenure | General Interest |
|---|---|
| 7 - 29 Days | 3% |
| 30 - 45 Days | 3.5% |
| 61 - 89 Days | 4.5% |
| 6 Months 1 Days - 9 Months | 5.75% |
| 1 Year - 15 Months | 6.6% |
| 15 Months - 18 Months | 7.1% |
| 18 Months - 21 Months | 7.25% |
| 2 Years 1 Day - 2 Year 11 Months | 7% |
| 2 Years 11 Months - 35 Months | 7.35% |
| 3 Years 1 Day - 4 Years 7 Months | 7% |
| 4 Year 7 Months - 55 Months | 7.4% |
| 4 Year 7 Months 1 Day - 5 Years | 7% |
| 5 Years 1 Day - 10 Years | 7% |
HDFC FD Features
HDFC FD tenures range from 7 days to 10 years.
The minimum deposit amount needed to open an FD in HDFC is Rs 5000.
Senior citizens can avail of a 0.50% extra HDFC FD interest rate.
Auto-renewal facility is available on the deposit.
TDS is deducted at the prevalent rate if Form 15G/15H is not submitted.
Unity vs HDFC Comparison
Top 15 Banks by Interest Rate
| Bank | General Interest | Tenure |
|---|---|---|
 Unity | 9% | 1001 Days |
 Northeast | 9% | 555 Days |
 Suryoday | 8.65% | 2 Years 2 Days |
 Shivalik | 8.55% | 18 Months |
 Utkarsh | 8.5% | 2 Years |
 RBL | 8.1% | 500 Days |
 DCB | 8.05% | 19 Months |
 Bandhan | 8% | 1 Year 9 Months |
 AU | 8% | 18 Months |
 IndusInd | 7.99% | 1 Year 5 Months |
| HDFC | 7.4% | 4 Years 7 Months |
 KOTAK | 7.4% | 390 Days |
 AXIS | 7.25% | 15 Months |
 SBI | 7.25% | 444 Days |
 ICICI | 7.25% | 15 Months |