KOTAK FD Interest Rates
Competitive rates for your fixed deposits
2.75% - 7.20%
Interest rates
7 days - 10 Years
Time Period
10,000 - No Limit
Min - Max amount
QUARTERLY
Compounding
KOTAK FD Rates
Competitive interest rates for fixed deposits
Senior Citizen
Best Rate
6.7%
Best Tenure
391 Days - 2 Years
Min. Rate
2.75%
| Tenure Period | Interest Rate (p.a.) |
|---|---|
| 7 - 14 Days | 2.75% |
| 15 - 30 Days | 3% |
| 31 - 45 Days | 3.25% |
| 46 - 90 Days | 3.5% |
| 91 Days | 5% |
| 92 - 179 Days | 4.25% |
| 180 Days | 5.75% |
| 181 - 270 Days | 5.5% |
| 271 - 364 Days | 6% |
| 365 - 389 Days | 6.25% |
| 390 Days | 6.5% |
| 391 Days - 2 YearsBEST RATE | 6.7% |
| 2 Years - 5 Years | 6.4% |
| 5 Years - 10 Years | 6.25% |
Interest rates are subject to change. Please verify current rates with KOTAK before making any investment decisions.
KOTAK FD Interest Rates
Competitive rates for your fixed deposits
- The Kotak Bank FD tenures range from 7 days to 10 years.
- The minimum deposit amount needed to open an FD in Kotak Bank is Rs 5,000, with no limit on the maximum deposit.
- Senior citizens can avail of a 0.50% extra Kotak Bank FD interest rate.
- Auto-renewal facility is available on the deposit.
- TDS is deducted at the prevalent rate at source if Form 15G/15H is not submitted.
Fixed Deposit Comparison
Compare features and find the best FD rates for your investment
| Features | Suryoday Bank | KOTAK Bank |
|---|---|---|
| Interest Rate | 8%p.a. | 7.2%p.a. |
| Minimum Deposit | ₹ 1000 | ₹ 10000 |
| Instant Booking | Available | Not Available |
| Book FD Without Bank Account | Available | Not Available |
| RBI Insurance | Insured up to ₹5L | Insured up to ₹5L |
Top 15 Banks by Interest Rate
Compare FD rates across different banks
Senior Citizen
| Bank | General Interest | Tenure |
|---|---|---|
 Suryoday | 8% | 5 Years |
 Slice (formerly Northeast) | 7.75% | 18 Months |
 Utkarsh | 7.5% | 2 Years |
 Shivalik | 7.3% | 18 Months |
 Bandhan | 7.2% | 2 Years |
 DCB | 7.2% | 37 Months |
 RBL | 7.2% | 18 Months |
 AU | 7.1% | 1 Year 1 Day |
 IndusInd | 7% | 1 Year 6 Months |
 Unity | 6.75% | 701 Days |
| KOTAK | 6.7% | 391 Days |
 AXIS | 6.6% | 5 Years |
 SBI | 6.6% | 444 Days |
 HDFC | 6.6% | 1 Year 6 Months |
 ICICI | 6.6% | 2 Years 1 Day |
Interest rates are subject to change. Please verify current rates with banks before making any investment decisions.
FAQs
Frequently Asked Questions