KOTAK FD Interest Rates
2.5% - 7.90%
Interest rates
7 days - 10 Years
Time Period
10,000 - No Limit
Min. - Max amount
QUARTERLY
Compounding
KOTAK FD Rates
| Tenure | General Interest |
|---|---|
| 7 - 14 Days | 2.75% |
| 15 - 30 Days | 3% |
| 31 - 45 Days | 3.25% |
| 46 - 90 Days | 3.5% |
| 91 - 120 Days | 4% |
| 121 - 179 Days | 4.25% |
| 180 Days | 7% |
| 181 - 363 Days | 6% |
| 364 Days | 6.5% |
| 365 - 389 Days | 7.1% |
| 390 Days - 23 Months | 7.4% |
| 23 Months - 2 Years | 7.3% |
| 2 Years - 3 Years | 7.15% |
| 3 Years - 5 Years | 7% |
| 5 Years - 10 Years | 6.2% |
KOTAK FD Features
The Kotak Bank FD tenures range from 7 days to 10 years.
The minimum deposit amount needed to open an FD in Kotak Bank is Rs 5,000, with no limit on the maximum deposit.
Senior citizens can avail of a 0.50% extra Kotak Bank FD interest rate.
Auto-renewal facility is available on the deposit.
TDS is deducted at the prevalent rate at source if Form 15G/15H is not submitted.
Unity vs KOTAK Comparison
Top 15 Banks by Interest Rate
| Bank | General Interest | Tenure |
|---|---|---|
 Unity | 9% | 1001 Days |
 Northeast | 9% | 555 Days |
 Suryoday | 8.65% | 2 Years 2 Days |
 Shivalik | 8.55% | 18 Months |
 Utkarsh | 8.5% | 2 Years |
 RBL | 8.1% | 500 Days |
 DCB | 8.05% | 19 Months |
 Bandhan | 8% | 1 Year 9 Months |
 AU | 8% | 18 Months |
 IndusInd | 7.99% | 1 Year 5 Months |
 HDFC | 7.4% | 4 Years 7 Months |
| KOTAK | 7.4% | 390 Days |
 AXIS | 7.25% | 15 Months |
 SBI | 7.25% | 444 Days |
 ICICI | 7.25% | 15 Months |