IDBI FD Interest Rates
3.0% - 7.90%
Interest rates
7 days - 10 Years
Time Period
1,000 - No Limit
Min. - Max amount
QUARTERLY
Compounding
IDBI FD Rates
| Tenure | General Interest |
|---|---|
| 7 - 30 Days | 3% |
| 31 - 45 Days | 3.25% |
| 46 - 60 Days | 4.5% |
| 61 - 90 Days | 4.75% |
| 91 Days - 6 Months | 5.5% |
| 6 Months 1 Day - 270 Days | 6% |
| 271 Days - 1 Year | 6.25% |
| 300 Days | 7.05% |
| 1 Year - 2 Year | 6.8% |
| 375 Days | 7.25% |
| 444 Days | 7.35% |
| 555 Days | 7.4% |
| 700 Days | 7.2% |
| 2 - 3 Years | 7% |
| 3 - 5 Years | 6.5% |
| 5 - 10 Years | 6.25% |
IDBI FD Features
Flexible tenure options ranging from 7 days to 10 years.
Minimum deposit of Rs 1,000 with no upper limit.
Senior citizens receive additional interest benefits.
Option for automatic renewal upon maturity.
Tax Deducted at Source (TDS) if applicable forms are not provided.
Unity vs IDBI Comparison
Top 15 Banks by Interest Rate
| Bank | General Interest | Tenure |
|---|---|---|
 Unity | 9% | 1001 Days |
 Northeast | 9% | 555 Days |
 Suryoday | 8.65% | 2 Years 2 Days |
 Shivalik | 8.55% | 18 Months |
 Utkarsh | 8.5% | 2 Years |
 RBL | 8.1% | 500 Days |
 DCB | 8.05% | 19 Months |
 Bandhan | 8% | 1 Year 9 Months |
 AU | 8% | 18 Months |
 IndusInd | 7.99% | 1 Year 5 Months |
 HDFC | 7.4% | 4 Years 7 Months |
 KOTAK | 7.4% | 390 Days |
 AXIS | 7.25% | 15 Months |
 SBI | 7.25% | 444 Days |
 ICICI | 7.25% | 15 Months |