IDBI FD Interest Rates
Competitive rates for your fixed deposits
IDBI FD Rates
Competitive interest rates for fixed deposits
Senior Citizen
Best Rate
6.5%
Best Tenure
2 - 3 Years
Min. Rate
3.0%
| Tenure Period | Interest Rate (p.a.) |
|---|---|
| 7 - 30 Days | 3% |
| 31 - 45 Days | 3.15% |
| 46 - 60 Days | 4.35% |
| 61 - 90 Days | 4.6% |
| 91 Days - 6 Months | 5.35% |
| 6 Months 1 Day - 270 Days | 5.5% |
| 271 Days - 1 Year | 5.8% |
| 1 Year - 2 Year | 6.25% |
| 2 - 3 YearsBEST RATE | 6.5% |
| 3 - 5 Years | 6.35% |
| 5 Years | 6.25% |
Interest rates are subject to change. Please verify current rates with IDBI before making any investment decisions. Last updated on July 24, 2026.
Fixed Deposit Comparison
Compare features and find the best FD rates for your investment
| Features | Unity Bank | IDBI Bank |
|---|---|---|
| Interest Rate | 8.5%p.a. | 7%p.a. |
| Minimum Deposit | ₹ 1000 | ₹ 1000 |
| Instant Booking | Available | Not Available |
| Book FD Without Bank Account | Available | Not Available |
| RBI Insurance | Insured up to ₹5L | Insured up to ₹5L |
IDBI FD Interest Rates
Competitive rates for your fixed deposits
- Flexible tenure options ranging from 7 days to 10 years.
- Minimum deposit of Rs 1,000 with no upper limit.
- Senior citizens receive additional interest benefits.
- Option for automatic renewal upon maturity.
- Tax Deducted at Source (TDS) if applicable forms are not provided.
Top 15 Banks by Interest Rate
Compare FD rates across different banks
Senior Citizen
| Bank | General Interest | Tenure |
|---|---|---|
 Suryoday | 8.1% | 2 Years 6 Months |
 Utkarsh | 8.1% | 1 Year 10 Months |
 Unity | 8% | 501 Days |
 Shivalik | 8% | 23 Months 1 Day |
 Slice (formerly Northeast) | 7.75% | 1 Year 6 Months |
 DCB | 7.5% | 2 Years |
 Bandhan | 7.45% | 2 Years |
 AU | 7.4% | 30 Months |
 RBL | 7.2% | 18 Months |
 IndusInd | 7% | 2 Years |
 KOTAK | 6.8% | 2 Years |
 AXIS | 6.5% | 5 Years |
 HDFC | 6.5% | 3 Years |
 ICICI | 6.5% | 3 Years 1 Day |
 SBI | 6.45% | 444 Days |
Interest rates are subject to change. Please verify current rates with banks before making any investment decisions. Last updated on July 24, 2026.
FAQs
Frequently Asked Questions